Statement of Assets and Liabilities

This form is to be completed as part of an application for credit from TierONE Capital Pty Ltd (the Manager) and AUS Finance Group Pty Ltd ATF AUS Finance Group Investment Trust (the Lender).

We may require a seperate Statement of Asset and Liabilities for each director and guarantor. A statement may also be required for the Applicant (borrowing entity). Please speak to your broker or TierONE Capital contact if you are unsure who should complete this form.

This form will also include your consent to the collecting and reporting on your credit-related personal information. You can read our Credit Reporting & Collection Policy here.

Assets - what you own

If an asset is not wholly owned by the borrower, please indicate the percentage of ownership.

Real estate

Accounts - savings / term deposits

Superannuation

Other (contents, shares, vehicles etc.)

Liabilities - what you owe

Please indicate if any liabilities will be refinanced as part of this application. "Current limit" is the amount now owing plus any available redraw.

Existing mortgages (with principal and interest repayments)

Existing mortgages (with interest only repayments or line of credit)

Personal loans / bank facilities / overdrafts

Credit cards / store cards

Hire purchases / leases / personal debts

Other (e.g. study assist, contingent liabilities or guarantees)

Protecting your lifestyle / assets

Important information and declaration

Declaration relating to this Statement of Assets and Liabilities

The Manager and Lender will make an assessment based on the requirements and objectives, income and expenses which you have provided to us. You should check carefully that the information provided is accurate and up-to-date and doesn’t leave out any material details which may impact your ability to meet the payment requirements in the credit contract for which you have applied. This includes any foreseeable changes to your circumstances that may otherwise impact on your ability to meet your contractual obligations.

I have been given an opportunity to check the information contained in this application and I confirm that the information is true.

I confirm that I/we am not aware of any foreseeable changes to my circumstances that may otherwise impact on my ability to meet mine/our contractual obligations.

Credit Check Consent

Please access our  Privacy Policy and  Credit Reporting and Collection Policy via our website. They contain important information about:

  • How we conduct Credit Checks

  • What kind of credit information we collect or hold

  • How we obtain credit information

  • How we hold credit information

  • What kind of credit eligibility information we hold

  • What kind of information do we derive from credit reporting information

  • Why we collect, hold, use or disclose credit information or credit eligibility information

  • On what basis we make a decision to decline/limit your application for finance

  • How you can access your credit information or credit eligibility information

  • How accurate is the credit information or credit eligibility information we hold

  • How to correct the credit information or credit eligibility information we hold

  • How can you complain if you believe we have failed to comply with the Privacy Act or the Credit Reporting Code

  • To whom may we disclose credit information or credit eligibility information

  • To which credit reporting bodies are we likely to disclose credit-related personal information

  • Whether you can request a credit reporting body not to use or disclose credit reporting information

Before we can process your application, you will need to consent to the Manager and Lender conducting a credit check and verifying your personal details.

If You are self-employed or a sole trader:

Before we can process your application, you will need to consent to the Manager and Lender obtaining and using any report or information from a credit reporting agency which contains information about your individual and commercial credit activities and credit worthiness.

Whether you are an individual, self-employed or a sole trader, by continuing with your finance/credit application with the Manager and Lender you understand and agree that the Manager and Lender can exchange with your other credit providers, any credit report or other report about your credit worthiness or history, or personal information contained in those reports to assess your application.

By my signing below, I acknowledge and confirm that I have read the  Credit Reporting and Collection Policy  and I consent to the collection and reporting of credit information about me in accordance with the policy.

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